Holiday Insurance 2008

We have negotiated a special Travel Insurance Scheme with Optimum Underwriting Limited of PO Box 337, Dorking, Surrey, RH4 3YN acting as underwriting agents for Groupama Insurance Company Limited.

Therefore all persons travelling on holidays advertised on this web site will be covered under a Master Policy held by us, on payment of the insurance premium, unless they indicate to the contrary on their holiday booking form.

PREMIUMS

Villa Select Annual Policy

CHILDREN
Infants are covered free of charge when travelling with parents both covered on this policy.
* Children aged over 2 and under 18 are covered at this rate when travelling with parents covered under this policy. Under 18's must be in full time education, unmarried and living with parents. A maximum of 3 children travelling with parents will be applicable for the child premium, other children will be charged at the adult rate.

MEDICAL HEALTH REQUIREMENTS
You are not covered if, at the time of taking out this insurance or booking your trip, you answer 'yes' to any of the following questions. These questions also apply to any travelling companions and anyone upon whose health the trip may depend (ie you would cancel/curtail the trip due to the illness of this person):
1) are you aware of any reason why the trip could be cancelled or curtailed or of any pre-existing condition which could result in a claim?
2) have you, during the 12 months before this insurance started, suffered from any chronic or recurring illness for which you have received treatment, including the taking of ongoing medication or been a hospital in-patient?
3) are you awaiting tests/investigations, or for the results of tests/investigations for a pre-existing medical condition?
4) are you travelling against the advice of a medical practitioner or in order to get medical treatment?
5) have you been diagnosed as having a terminal illness?
6) are you receiving, recovering from, or on a waiting list for out/day/in patient treatment in a hospital or in a nursing home, or on a waiting list to see a consultant or specialist?
7) have you been diagnosed as suffering from anxiety or depression or any psychiatric condition before applying for insurance?

If you answer 'yes' to any of the questions above at the time of taking out the insurance or at any time between taking out the insurance and the start date of your trip you must notify the Optimum Medical Helpline immediately. If circumstances change after you have taken out this insurance, we reserve the right to alter the terms of this insurance based on the changed circumstances. If you do not then accept what we offer, we will, subject to the terms, conditions and exceptions of the policy, pay you under Section 1 of the policy for loss of holiday deposits or charges which you have necessarily incurred up to the date of such changed circumstances.

Cover for these conditions will only be provided following our acceptance. If you have any queries, therefore, please do not hesitate to contact the Medical Helpline on 08715 271 282.

PLEASE NOTE

1. The Policy is only available to persons resident in the United Kingdom.
2. As the cover under the Cancellation Section commences immediately the holiday booking has been accepted, no refund of premium can be allowed, except within the first 14 days of the policy being received or before you travel, (which ever is sooner), if it does not meet your requirements.
3. The single trip policy is only available to persons under the age of 80. The annual policy is only available to persons under the age of 75. Clients aged 80 and over will be considered for insurance cover on an individual basis, please telephone All Clear on 08712 088 558 to arrange cover.
4. Pregnancy is not covered within 14 weeks of the estimated date of delivery.

All our rates include insurance premium tax at 17.5%.

Details of the cover provided